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Starting up

You have two choices when starting up your business:

  1. grow slowly and fund future growth from profits accumulated over time
  2. borrow money from lenders to invest and expand exponentially, then pay off the pending debts

Just as a financial year sees many ups and downs, a business goes through various stages during its life cycle. During the initial start-up phase, you may want to invest more into buying raw materials or other resources. During the growth and expansion phase, when you

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