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DJ Cooper Accounting offer expert advice and personalised accounting services to meet the needs of our individual and business clientele.

Our offices in Port Stephens, Raymond Terrace, Nelson Bay, Newcastle and Hunter area are at the heart of each region, so we can stay up to date with all the issues our clients face.

We offer a wide range of accounting and taxation services, including bookkeeping, company secretarial and formation, business support and auditing services. DJ Cooper Accounting also works extensively with clients in relation to the establishment and management of self-managed super funds (SMSFs).

We pride ourselves on providing services of an exceptional standard, as our consistent yearly  growth is entirely due to word of mouth referrals from existing clients and business colleagues. This, combined with on-going extensive technical training and development for our professional staff, positions us as an accounting practice of choice.


Sometimes the only way to understand a person’s business or financial situation is by meeting face-to-face. All new clients or people looking to speak with an accounting professional are offered an initial consultation with the first hour at no charge. If you have some concerns and wish to take advantage of a confidential personal discussion simply call 02 4983 1611 to arrange a meeting.

Firm journal

Big four banks remove unfair contract terms

Posted on March 23, 2018 by admin

Following new legislation introduced in November 2016 to provide protections to unfair contract terms for small business, the big four banks have changed their terms to meet new standards.

The Australian Securities and Investments Commission (ASIC) has released a report detailing the changes made to remove unfair contract terms from their small business contract loans for up to $1 million.

In August 2017, the big four banks committed to improving their terms of their small business loans following work with ASIC and the Australian Small Business and Family Enterprise Ombudsman.

The ASIC report:
– Identifies the types of terms in loan contracts that raise concerns under the law.
– Provides specific details about the changes made by the banks to ensure compliance.
– Provides guidance to lenders with small business borrowers to help them assess whether loan contracts meet the requirements under the law.

ASIC will continue to monitor the four banks’ use of the clauses. It will also extend its focus to other lenders’ loan contracts in the market to ensure their contract terms meet compliance under the law.